Effective Date: 1/1/2026
These Terms and Conditions (“Terms”) govern your use of the website and services provided by Guardian Financial Group (“Company,” “we,” “our,” or “us”). By accessing or using our website or services, you agree to be bound by these Terms.
If you do not agree with these Terms, please do not use our website or services.
1. Services Provided
Guardian Financial Group operates as an independent life insurance brokerage and financial services firm.
Our services may include:
- Providing life insurance quotes and policy comparisons
- Assisting with applications and underwriting processes
- Offering general education and guidance related to financial protection strategies
All services are provided subject to these Terms and applicable laws and regulations.
2. No Financial or Legal Advice
Information provided through our website, communications, or services is for general informational purposes only and should not be construed as legal, tax, or financial advice.
You are encouraged to consult with a licensed professional regarding your specific situation before making financial decisions.
3. User Responsibilities
By using our website or services, you agree to:
Provide accurate, current, and complete information
Use the website and services only for lawful purposes
Not misuse, disrupt, or attempt to gain unauthorized access to our systems
Respect all intellectual property rights associated with our content
4. Communication and SMS Terms
By submitting your information, you consent to receive communications from Guardian Financial Group, including calls, emails, and SMS/text messages.
- Message and data rates may apply
- Message frequency varies
- Consent is not a condition of purchase
Opt-Out Instructions:
You may opt out of SMS communications at any time by replying STOP. After opting out, you will receive a confirmation message and no further messages will be sent.
Support:
Reply HELP for assistance or contact us at [email protected].
5. Limitation of Liability
We strive to provide accurate and reliable information and services; however, we make no guarantees regarding completeness, accuracy, or availability.
To the fullest extent permitted by law, Guardian Financial Group shall not be liable for any direct, indirect, incidental, or consequential damages resulting from:
- Use or inability to use our website or services
- Errors or omissions in content
- Third-party actions or services
6. Intellectual Property
All content on this website, including text, graphics, logos, branding, and software, is the property of Guardian Financial Group or its licensors and is protected by applicable intellectual property laws.
You may not copy, reproduce, distribute, or use any content without prior written consent.
7. Privacy
Your use of our website and services is also governed by our Privacy Policy.
By using our services, you acknowledge and agree to the terms outlined in our Privacy Policy.
8. Third-Party Services
We may utilize third-party platforms and service providers (including CRM systems, communication platforms, and insurance carriers) to deliver our services.
We are not responsible for the practices, policies, or performance of third-party services.
9. Modifications to Terms
Guardian Financial Group reserves the right to update or modify these Terms at any time.
Changes will be posted on this page with an updated effective date. Continued use of our website or services after changes constitutes acceptance of the revised Terms.
10. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of the United States.
Any disputes arising from these Terms or use of our services shall be subject to the exclusive jurisdiction of the appropriate courts within the United States.
11. Contact Information
Guardian Financial Group
30 N Gould St, Ste N
Sheridan, WY 82801
United States
Email: [email protected]